First South Farm Credit
First South is How You Buy Land
What Can We Help You Finance?
- Purchase or refinance a rural residence
- Build your dream country home
- Make improvements to your existing land
- Purchase or refinance recreational property like hunting land or weekend retreats
Why Choose First South?
- Competitive interest rates
- Flexible loan terms up to 30 years
- Fixed and variable rate options
- Experienced land lenders who understand rural property financing
- Patronage refunds effectively lower your borrowing cost
What You’ll Need to Apply
To help make your lending experience smooth and efficient, here are some commonly requested documents:
- Personal financial statement
- Personal tax returns (last 2 years)
- Pay stubs (last 30 days)
- W-2 forms (last 2 years)
- All schedules, 1099s, and K-1s
- Bank, investment, and retirement account statements (last 2 months)
- Copy of your driver’s license
- Executed purchase contract (if applicable)
- Document requirements may vary depending on your loan type.
Let’s Talk
Whether you're looking at land in the Northport area or anywhere else, our local land experts are ready to help you take the next steps.