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First South understands your unique needs! Whether you're looking to buy some land, a country home, or need financing for ag or farm purposes, we have an experienced loan officer near you.

Your local loan officer, who specializes in land and ag lending, is ready to guide you through various financial options customized to your distinctive needs.

Your financial options may include:

  • Fixed rates up to 30 years
  • Variable rate loans with flexible terms
  • Flexible loan terms and payment plans

Loan Guarantees

First South Farm Credit works closely with government agencies that offer loan guarantees to help manage risk.

To better serve our customers in rural Alabama, Louisiana, and Mississippi, First South partners and participates with the USDA Farm Service Agency (FSA), the USDA Rural Development Agency and the U.S. Small Businesses Administration (SBA).

First South is a preferred lender with the FSA and an approved lender with the SBA for loan guarantees.

I may be eligible for a special loan because I:

Questions or concerns? We can help.