First South Farm Credit
First South FastTrack
Fast & Simple Ag Loan Approvals
Financing for Land and Equipment Without the Hassle
Qualified borrowers can access a faster, streamlined credit decision through the First South FastTrack Loan Program. Whether you're purchasing equipment, investing in real estate, or expanding your operation, First South FastTrack helps simplify the lending process so you can focus on growing your operation.
Need Financing for Land or Equipment?
When opportunities arise, timing matters. First South FastTrack is designed for qualified borrowers who want a straightforward lending experience with a quick credit-based review and competitive agricultural financing options.
With loan amounts up to $250,000, First South FastTrack provides an efficient path to financing equipment and real estate purchases without a lengthy approval process.
First South FastTrack Highlights
- Fast, streamlined credit decisions
- Quick credit-based review process
- Competitive rates
- Equipment and real estate loan options
- Local support from experienced agricultural lenders
A Simpler Path to Financing
How First South FastTrack Works
From your first conversation to your final financing decision, First South FastTrack keeps the process simple and straightforward.
Contact a Loan Officer
Start with a conversation about your financing needs and goals.
Submit Your Information
Our team will review your credit and loan request through a simplified approval process.
Receive a Fast Credit Decision
Qualified borrowers may receive a quicker lending decision than through traditional underwriting methods.
Move Forward with Confidence
Once approved, you'll have the financing you need to purchase equipment, invest in property, or support the next step in your operation.
Eligible Uses
Agricultural Machinery & Equipment
Finance the equipment you need to improve efficiency and productivity, including tractors, implements, utility equipment, and other qualifying agricultural machinery.
Recreational or Farm Real Estate
Purchase or refinance qualifying rural property, farmland, hunting land, recreational acreage, or other eligible agricultural real estate.
To qualify for First South FastTrack, borrowers should generally meet the following criteria:
- Good credit history
- Credit score of 700 or higher
- Loan secured by eligible equipment or real estate
A First South Farm Credit loan officer can help determine whether First South FastTrack is the right financing solution for your needs.
Frequently Asked Questions
What is First South FastTrack?
First South FastTrack is a streamlined loan program that provides qualified borrowers with a fast credit-based review process and financing up to $250,000.
What can I finance through First South FastTrack?
Eligible uses include agricultural machinery, equipment, farm real estate, and recreational rural property.
What is the maximum loan amount?
Qualified borrowers may finance up to $250,000 through the First South FastTrack program.
What credit score is required?
Generally, borrowers should have a credit score of 700 or higher, along with a strong credit history.
Is collateral required?
Yes. Loans are secured by eligible equipment or real estate.
How do I get started?
Simply contact your local First South Farm Credit loan officer to discuss your financing needs and begin the application process.
Talk With a Loan Officer Today
When you need financing for land or equipment, you shouldn't have to wait through a lengthy approval process.