First South Farm Credit
Ready to Buy, Build, or Finance Your Country or Recreational Property?
Whether you're dreaming of a peaceful country home or the perfect piece of land for hunting or weekend getaways, First South Farm Credit is here to help you make it a reality. We specialize in financing rural properties across Alabama, Louisiana, and Mississippi, offering fast, simple, and convenient solutions tailored to your needs.
What Can We Help You Finance?
- Purchase or refinance a rural residence
- Build your dream country home
- Make improvements to your existing land
- Purchase or refinance recreational property like hunting land or weekend retreats
Why Choose First South?
- Competitive interest rates
- Flexible loan terms up to 30 years
- Fixed and variable rate options
- Experienced land lenders who understand rural property financing
What You’ll Need to Apply
To help make your lending experience smooth and efficient, here are some commonly requested documents:
- Personal financial statement
- Personal tax returns (last 2 years)
- Pay stubs (last 30 days)
- W-2 forms (last 2 years)
- All schedules, 1099s, and K-1s
- Bank, investment, and retirement account statements (last 2 months)
- Copy of your driver’s license
- Executed purchase contract (if applicable)
- Document requirements may vary depending on your loan type.
Let’s Talk
When you're ready to take the next step, our local loan officers are ready to help.
Find your local branch here or submit a request for more information today.