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First South Farm Credit

Just what the doctor ordered!

Land loans for medical heroes like YOU.

We make loans for doctors because we believe in you! 

The perfect piece of land is for sale and ready for your dream home or a strategic investment. But student loan debt, limited down payment availability and self-employed or independent contractor employment status can all present roadblocks when working with many lenders. 

Your passion for helping others mirrors our rock-solid commitment to helping rural communities remain healthy and vibrant. That’s why First South Farm Credit has a special loan program for medical heroes like YOU.

We offer loans for:

Why First South?

The First South team understands the unique lending needs of physicians. We’re ready to work with you to create a tailored mortgage option that’s right for your situation. 

  • Loan amounts up to $1.5 million. 
  • 100% financing up to $1 million. 
  • 95% financing up to $1.25 million. 
  • No PMI. 
  • Flexible with student loan debt. 
  • Low down payment (as little as 3%). 
  • Available to J-1 Visa holders. 

Find out how we can help turn your dreams into reality. Contact us today for details or to meet with one of our financial experts.

Ready? Here’s how you can fund your dream.

  1. Step 1
  2. Step 2
  3. Step 3
  4. Step 4
  1. Step 1 Contact one of our First South locations and connect with a loan officer.
  2. Step 2 Explain your goals and dreams so First South can help you find the best option for financing.
  3. Step 3 Apply for financing with our easy application process.
  4. Step 4 Start living your best life on your own slice of rural freedom.

YOUR FIRST STEP