If you desire to become a land owner, First South can help. We specialize in financing and refinancing land in the country.
First South offers competitive interest rates, flexible terms, quick response and fast turnaround.
First South's Loan Programs - Fixed Rate and Variable Rate Loans Are Available with Flexible Terms
We have a full line of flexible loan terms and payment plans that are indexed to the Wall Street Journal Prime Rate or LIBOR (London Interbank Offered Rate) and are competitive with other lenders.
Land Loans - To purchase and refinance land
First mortgage land loans with terms tailored to meet customer's needs
Loans to purchase or refinance land with flexible terms.
If you desire to become a part-time or full-time land owner, First South offers loan products for:
- Purchase and/or refinance land
- Purchase and/or refinance timber properties
- Special timber financing program
- Hunting and recreational properties
- Land improvements
Lakes and ponds
Barns
Short-Term Intermediate Term Loans - Loan amortizations from 1 to 15 years
- Land purchase and refinance
- Poultry operations
- Farm machinery and equipment
- Timber tracts
- Farm land for recreation purposes
- Cotton gins
- Sugar operations and sugarcane processing
- Refinancing short-term debt
- Agribusiness
- Rural development financing
And much more
Production Loans
Loans for operating purposes - usually less than one-year maturity. First South offers revolving and non-revolving lines of credit and competitive rates customized to fit your business needs.
Commercial Agribusiness Loans - Capital Market Group
First South's corporate agribusiness department specializes in large commercial loans. Our professional loan officers specialize in providing credit and financially related services to large agribusiness and agriservice companies that serve rural America.
Federal and State Guarantee Loan Programs
First South Farm Credit is available to participate with a variety of loan programs sponsored by state and/or federal agencies offering loan guarantees for agricultural and/or rural development purposes. First South has earned the Preferred Lender designation to offer loan guarantees through the Farm Service Agency (FSA). We are also approved by the U.S. Small Business Administration (SBA) and the USDA Rural Development Administration (RDA).